Qualified Investor Visa — Securities Investment — Basic Package

Focused coordination for the essential securities-investment residency workflow

The Qualified Investor Visa — Securities Investment Packages is designed for clients who want a structured but focused coordination path for the securities investment option.

This package is appropriate for clients who need support organizing the core steps: preliminary due diligence, document collection, timeline planning, professional partner communication, personal bank account coordination, brokerage account coordination, funds transfer follow-up, MICI certification workflow and immigration process coordination. Investors still comparing structures before funding can also review the bank deposit route and the real estate route before selecting the final investment path.

It does not include enhanced arrival support, local rental coordination, cédula coordination, tax ID coordination or Special Travel Passport support unless separately quoted.

Who the Basic Package is for

This package may be suitable for clients who:

• are comparing the securities investment option with other Qualified Investor routes;

• want a focused roadmap before opening accounts or transferring funds;

• need help coordinating bank and brokerage account documentation;

• already have financial advisors or investment contacts;

• do not need airport, local rental or settlement support;

• prefer post-approval steps to be quoted separately;

• want a clear action plan before starting the investment workflow.

What the Basic Package may include

The Basic Package may include coordination of:

• category comparison at coordination level;

• preliminary due diligence organization;

• document collection and checklist management;

• roadmap and timeline action plan;

• communication with legal, banking and financial professionals;

• investment option coordination with relevant advisors;

• document legalization and translation workflow;

• personal bank account coordination;

• brokerage account coordination;

• funds transfer follow-up;

• certification workflow with brokerage house and SMV-related documents;

• MICI and immigration workflow coordination;

• basic status tracking.

The final proposal should confirm exact scope, limits, pricing and exclusions.

Essential process overview

1. Category comparison and action plan

The process begins by comparing the securities investment option with other available Qualified Investor routes. The purpose is not to provide investment advice, but to help the client understand the operational differences: banking, brokerage, compliance, documentation, timing, liquidity, certification and post-approval obligations.

2. Preliminary due diligence

CitizenResident helps organize the client’s preliminary documentation for bank, brokerage and professional review. This may include identification documents, proof of address, tax information, source of funds, source of wealth, business or employment background and supporting financial documents.

3. Roadmap and timeline

CitizenResident prepares a practical action plan that shows what must be completed before accounts are opened, what can move in parallel and what must wait for legal, banking, brokerage or authority confirmation.

4. Investment option coordination

The client may coordinate with financial advisors or investment providers to evaluate possible eligible investment funds or securities. Any selected investment should be reviewed by the immigration lawyer for immigration compatibility and should be capable of supporting MICI certification.

CitizenResident does not provide securities recommendations or investment suitability analysis.

5. Document legalization and translation workflow

Documents may need to be used before the bank, brokerage house, MICI and Immigration Office. Foreign documents may require apostille or consular legalization, and non-Spanish documents may require authorized translation.

6. Personal bank account coordination

CitizenResident may help coordinate personal bank account documentation and communication with banking contacts. Approval depends exclusively on the bank’s compliance review.

7. Brokerage account coordination

CitizenResident may help coordinate the documentation workflow for opening a brokerage or investment account with the selected licensed provider. The securities investment route requires documentation from a licensed brokerage house and SMV-related certification.

8. Funds transfer follow-up

Once accounts are approved, the client may need to transfer funds. Sending banks, receiving banks and intermediary banks may request additional information. CitizenResident may help coordinate communication and pending documentation.

9. Certifications and authority workflow

The Basic Package may include coordination around certifications issued by the brokerage house and documents required for MICI certification. MICI requirements refer to brokerage-house certification showing the investor’s name, investment amount, securities details and custodian entity, as well as SMV certification related to the registration of the securities.

10. MICI and immigration coordination

Once the investment evidence is organized, the workflow may proceed through MICI and the National Immigration Service with the responsible professional. MICI certifies to the National Immigration Service that the investment meets the required parameters.

Estimated Basic Package roadmap

Phase 1 — Initial strategy and project roadmap

Confirm the securities route, applicant profile, family scope, provider sequence and the documentation needed before onboarding starts.

Estimated time: 2–5 business days

Phase 2 — Documents, legalization and source-of-funds organization

Prepare identity, address, tax, professional, corporate and source-of-funds records required for the bank, brokerage house and legal review. Foreign records may require apostille, legalization or authorized translation.

Estimated time: 1–4 weeks, depending on document availability and country of issue

Phase 3 — Bank and brokerage onboarding

Coordinate KYC submissions and provider communication. Account approval remains subject to each institution’s compliance review.

Estimated time: 2–6+ weeks after a complete onboarding file is submitted

Phase 4 — Investment execution and funds-transfer workflow

Once the required accounts are ready, the investment and transfer sequence is aligned with the licensed financial provider and immigration requirements.

Estimated time: 1–3 weeks after accounts and investment instructions are ready

Phase 5 — Brokerage, SMV and MICI certification preparation

Organize the investment evidence and third-party certifications required for the Qualified Investor filing workflow.

Estimated time: approximately 1–3 weeks after the qualifying investment is in place

Phase 6 — Immigration filing and authority review

Licensed immigration counsel handles the regulated filing and legal representation. Authority requests or additional documentation may extend this stage.

Estimated time: approximately 30–45 days after a complete qualifying filing is submitted

Phase 7 — Permanent-resident card coordination

After approval, coordinate the required in-person resident-card steps and related appointments in Panama.

Estimated time: approximately 2–5 business days in Panama, subject to appointment availability

What is not included in the Basic Package

Unless expressly included in the approved proposal, the Basic Package does not include:

View exclusions

• financial advice;

• investment advice;

• securities selection;

• portfolio management;

• tax advice;

• bank or brokerage approval;

• airport VIP pass;

• airport-to-city transportation;

• local SIM card assistance;

• local rental coordination;

• cédula coordination;

• Panama tax ID coordination;

• Special Travel Passport application;

• government fees;

• bank, brokerage, custody or transfer fees;

• courier, apostille, consular or notarial costs abroad;

• long-term long-term post-approval coordination support.

Why choose the Basic Package?

The Basic Package is ideal for clients who want a focused coordination path before opening accounts, selecting investment structures, transferring funds or filing.

It helps reduce confusion around the sequence, providers and documents without adding relocation extras.

Upgrade path

Clients who later want arrival support, cédula coordination, local rental assistance, tax ID coordination or enhanced post-approval organization may request add-ons or upgrade to the Premium Package when available.

Professional Responsibility Notice

CitizenResident helps coordinate the workflow, document organization, provider communication and follow-up. Immigration advice, investment suitability, financial advice, securities brokerage, legal opinions, filings and representation before authorities are handled by independent licensed professionals, regulated institutions or competent authorities.