Qualified Investor Visa — Bank Deposit — Basic Package

Focused coordination for the essential bank deposit residency workflow

The Qualified Investor Visa — Bank Deposit Packages is designed for clients who want a structured but focused coordination path for the bank deposit option. Investors still comparing structures can also review the Real Estate Basic Package and the Securities Investment Basic Package before choosing the final route.

This package is appropriate for investors who need support organizing the core workflow: preliminary due diligence, banking profile preparation, document collection, source-of-funds organization, timeline planning, professional communication, fixed-term deposit workflow, MICI certification and immigration process coordination.

The Basic Package is not designed as a full relocation or post-approval support package. Airport VIP pass, transportation, SIM card, local rental coordination, cédula coordination, tax ID coordination, annual investment maintenance and Special Travel Passport support are not included unless separately quoted.

Who the Basic Package is for

This package may be suitable for clients who:

• want to compare the bank deposit option with other Qualified Investor routes;

• prefer a banking-driven residency route;

• need help preparing a bank profile before applying;

• need support organizing source-of-funds documentation;

• already understand that bank approval is not guaranteed;

• do not need airport, local rental or settlement support;

• prefer post-approval steps to be quoted separately;

• want a clear action plan before starting the banking workflow.

What the Basic Package may include

The Basic Package may include coordination of:

• category comparison at coordination level;

• preliminary due diligence organization;

• document collection and checklist management;

• roadmap and timeline action plan;

• banking profile preparation;

• source-of-funds and source-of-wealth document organization;

• communication with legal and banking professionals;

• document legalization and translation workflow;

• bank account opening workflow coordination;

• fixed-term deposit workflow coordination;

• MICI and immigration workflow coordination;

• basic status tracking.

The final proposal should confirm exact scope, limits, pricing and exclusions.

Estimated Basic Package roadmap

Phase 1 — Route confirmation and initial action plan

Confirm the bank deposit route, applicant profile, family scope, documentation priorities and the sequence needed before bank onboarding.

Estimated time: 2–5 business days

Phase 2 — Document, source-of-funds and banking-profile preparation

Organize identification, proof of address, tax information, professional or business background, source-of-funds evidence and foreign documents needed for banking, legal and authority review.

Estimated time: 1–4 weeks, depending on document availability and country of issue

Phase 3 — Bank onboarding and compliance review

Coordinate KYC submission and follow-up with the selected bank. Account approval remains exclusively subject to the bank’s compliance process.

Estimated time: 2–6+ weeks after a complete banking file is submitted

Phase 4 — International transfer and qualifying fixed-term deposit

After bank approval, coordinate the transfer sequence and the documentation needed for creation of the qualifying fixed-term deposit.

Estimated time: 1–3 weeks after the account is ready and transfer instructions are confirmed

Phase 5 — Deposit evidence and MICI certification preparation

Organize the bank certificate, deposit evidence and supporting records required for the Qualified Investor filing workflow.

Estimated time: approximately 1–3 weeks after the qualifying deposit is established

Phase 6 — Immigration filing and authority review

Licensed immigration counsel handles the regulated filing and legal representation. Additional authority requests may extend this stage.

Estimated time: approximately 30–45 days after a complete qualifying filing is submitted

Phase 7 — Permanent-resident card steps

After approval, coordinate the required in-person resident-card appointments and related steps in Panama.

Estimated time: approximately 2–5 business days in Panama, subject to appointment availability

What is not included in the Basic Package

Unless expressly included in the approved proposal, the Basic Package does not include:

View exclusions

• financial advice;

• investment advice;

• tax advice;

• bank approval;

• fixed-term deposit acceptance;

• government fees;

• bank charges;

• transfer fees;

• apostille, consular, notary or courier costs;

• airport VIP pass;

• airport-to-city transportation;

• local SIM card assistance;

• local rental coordination;

• cédula coordination;

• Panama tax ID coordination;

• company or foundation coordination;

• annual investment maintenance;

• Special Travel Passport application;

• ongoing post-approval coordination service.

Why choose the Basic Package?

The Basic Package is ideal for investors who want a focused coordination path before starting bank onboarding, transferring funds or preparing the immigration workflow.

It helps reduce confusion around sequencing, providers, documents and certification requirements without adding premium relocation extras.

Upgrade path

Clients who later want airport VIP pass, transportation, SIM card, family travel coordination, local rental support, cédula coordination, tax ID coordination, company or foundation coordination or enhanced post-approval organization may request add-ons or upgrade to the Premium Package when available.

Annual investment maintenance is not included in the Basic Package and may be contracted separately or included under the ongoing post-approval coordination service.

Professional Responsibility Notice

CitizenResident helps coordinate the workflow, document organization, provider communication and follow-up. Banking advice, financial advice, tax advice, immigration advice, filings and representation before authorities are handled by independent licensed professionals, regulated institutions or competent authorities.